Terms & Conditions of website use (“Terms”)

PLEASE READ THESE TERMS CAREFULLY BEFORE USING THIS WEBSITE (“the Site”).

What is in these Terms?

These Terms tell you the rules for using the Site. Any reference to “you” or “your” means the person accessing the Site.

Acceptance of these Terms

You should read these Terms carefully before using the Site. By accessing or using the Site, you agree to be legally bound by these Terms and our Privacy Policy. If you do not agree to accept the Terms and Privacy Policy please do not use the Site.

No proposed changes to these Terms are valid or have any effect. If you do not agree with or accept any of these Terms, you should stop using the Site immediately.

Who we are

Oakley Protection Services (“us”, “we”, or “our”) is an independent Insurance Broker and an Appointed Representative of PRIMIS Mortgage Network a trading name of PTFS/FC/AMF.

The website www.oakleyprotection.co.uk (“the Site”) is owned and operated by us.

Availability and conditions of use

The Site is made available to you by us. While we make every effort to ensure that the Site is available, we do not represent, warrant or guarantee in any way the Site’s continued availability at all times or uninterrupted use by you of the Site. We reserve the right to suspend or cease the operation of the Site from time to time at our sole discretion.

As a condition of your use of the Site, you agree:

not to use the Site for any purpose that is unlawful under applicable law, or prohibited by these Terms; and
not to defame, disparage anybody or in a manner which is obscene, derogatory or offensive; and
to be responsible for ensuring that your use of the Site is consistent with all applicable laws and regulations.
We reserve the right to prevent or suspend your access to the Site if you do not comply with any part of these Terms or any applicable law.

Copyright, Use and Ownership

The Site and all content within the Site is © 2022 Oakley Protection Services. All rights reserved. The Site is owned and operated by us.
The Site is for your personal and non-commercial use only. You –
- (i) must not transmit, revise, perform, reproduce, publish, sell, license, distribute, display, store, copy, modify, decompile or disassemble, reverse engineer, translate or transfer the Site or the content or materials on the Site in whole or in part, or as a component of any other product or service; or
- (ii) must not use this Web Site or the content or materials on it to create any derivative works or competitive products; or
- (iii) must not allow any third parties to access, use or benefit from the Web Site or content or materials on it in any way; or
- (iv) must not use any programmatic, scripted or other mechanical means to access the Web Site or the content or materials on it; or
- (v) must not download to any device including a computer, tablet or mobile device.
Any intellectual property rights (including without limitation all patents, copyright, database rights and trademarks (whether registered or unregistered)) subsisting in any content or material on the Site belong to us. All rights are reserved for the benefit of ourselves. Nothing in these Terms grants you any rights in the Site or the content within the Site. This applies to all materials on this Site.

Disclaimers

While we use reasonable efforts to include accurate and up-to-date information on the Site, we do not represent, warrant or promise (whether express or implied) that any information is or remains accurate, complete and up to date, or fit or suitable for any purpose. Any reliance you place on the information on the Site is at your own risk. Nothing in these Terms shall operate to prejudice any mandatory statutory requirement or your statutory rights.
Content on the Site is provided for your general information purposes only and to inform you about us and our services and news, features, products and other websites which may be of interest. It does not constitute technical, financial, insurance or legal advice or any other type of advice and should not be relied on for any purposes.

Cookies and other information-gathering technologies

Our website uses cookies. Cookies are text files placed on your computer to collect standard Internet log information and visitor behaviour information. For more information on which cookies we use and how we use them, see our Cookies Policy.

Hyperlinks and third-party sites

The Site may contain hyperlinks or references to external third party websites. Any such hyperlinks or reference is provided for your convenience only. We have no control over third party websites and accept no responsibility for any content, material or information contained in them. The display of any hyperlink and reference to any third party website does not constitute an endorsement of such third party website, products or services. Your use of a third party site may be governed by the terms and conditions of that third party site.

Limitation of liability

You agree that your use of the Site is on an “as is” and “as available” basis. Consequently, we make no representations, warranties, conditions or other Terms (whether express or implied) in relation to the provision of the Site, including without limitation as to completeness, accuracy or any content and information on the Site, or as to satisfactory quality, or fitness for a particular purpose.
To the maximum extent permitted by applicable law, we exclude all liability (whether arising in contract, tort, breach of statutory duty or otherwise) which we may otherwise have to you as a result of:
- (i) any error or inaccuracies in any information or material within or relating to the Site;
- (ii) the unavailability of the Site for whatsoever reason; and
- (iii) any representation or statement made on the Site.
Under no circumstances shall we be liable to you for any loss or damage suffered (including without limitation direct or indirect losses) arising from your use of or reliance on the Site.

Indemnity

If you are in breach of any of these Terms, you agree to indemnify and hold us harmless in respect of any costs, expenses, claims, proceedings, actions, losses, damages or liabilities incurred by us in relation to or arising from such a breach.

Language and Governing law

The Site uses English language and correspondence and communications will be conducted in English.
The Site is only directed at United Kingdom residents. These Terms are governed and construed in accordance with the laws of England and Wales and you consent to the exclusive jurisdiction of the courts of England.

General

We reserve the right to vary these Terms from time to time without notifying you. By continuing to use and access the Site you agree to be bound by any variation made by us. It is your responsibility to check these Terms from time to time to verify such variations.
These Terms contain the entire understanding and agreement between us and you in relation to your use of the Site and supersedes and replaces any representation, statement or other communication (whether written or otherwise) made by you or us which is not contained herein.
Should any part of these Terms for any reason be declared invalid or unenforceable by a court of a competent jurisdiction, it shall be deemed to be deleted without affecting the remaining provisions.

Contact Us

If you have any concerns about content or material which appears on the Site or have general questions, please contact us via:

Email: tanya@oakleyprotection.co.uk
Tel: Tanya Oakley- 01206 581606

Statutory Information about Oakley Protection Services

Registered in England and Wales
Registered Number: 14087550
Registered Office: Armoury House, Armoury Road, West Bergholt, Colchester, Essex CO6 3JP